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Medical Errors Not Paid by Insurance Companies or Federal Government

With the high cost of medical care, some insurance companies and the federal government will no longer pay for medical errors or illnesses and conditions acquired while in the hospital. The Centers for Medicare & Medicaid Services (CMS) have stated they will no longer pay for conditions such as incompatible blood transfusions, infections developed after surgery, and falls at the hospital, to name a few. CMS believes that by enacting this payment ban hospitals will be more accountable as they will have a financial incentive to provide quality care and prevent these types of conditions and infections. Medicare is the country’s largest insurance provider and by taking these measures, many other insurance companies are taking notice and enacting similar policies. These policies also prevent hospitals billing the patient back for costs associated with errors or preventable infections acquired at the hospital. Individuals should not be charged for errors and these policies can protect the insured fro ...

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Obamacare Law Coming to FL in Many Ways

If I am concerned about Obamacare law in FL, what should I know? No matter your opinions on it or President Obama, Obamacare law is coming in FL and across the United States. The law was upheld last summer in a deciding U.S. Supreme Court vote of 5-4. This overhaul of the healthcare system still faces many challenges ahead.  Here are some things people in FL should know about the Obamacare law that is just around the corner: According to recent major polls, Obamacare has high disapproval ratings. A recent CBS News poll found “more Americans than ever want the Affordable Care Act repealed.” According to the poll, 39 percent want Congress to get rid of Obamacare entirely, while 36 percent want to keep it. In addition, the poll showed an 18 percent disapproval margin. A recent NBC News/Wall Street Journal poll found Americans think Obamacare is a “bad idea.” Obamacare applies to the public sector too—and state and local governments are subject to the insurance mand ...

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House Bill Could Mean No More Federal Funding for Lawmakers’ Health Coverage

If a recently proposed bill by a House Republican passes that would end federal funding for the health care premiums for members of Congress—lawmakers would have to figure out their own healthcare after they enter new insurance exchanges that are happening with Obamacare.  Rep. Shelley Moore Capito (R-W.V.) will introduce the legislation some time this month. In a statement she stated, “As long as Obamacare remains law, members of Congress should not receive exchange subsidies that are not provided to other Americans.” While participating in the exchanges, some Americans will qualify for federal premium support—this will depend on income and number of dependents. People who make more than $170,000—like all members of Congress—would find it difficult to qualify. Capito’s office recently stated that the bill, known as the No Obamacare Subsidies for Congress Act, would ensure that the lawmakers who voted for the Affordable Care Act are treated the same under the ...

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Supreme Court Decision Good for Employers

The U.S. Supreme Court (SCOTUS) recently ruled on a class action lawsuit in which more than two million plaintiffs’s alleged that Comcast had unfairly fixed cable pricing by acquiring or otherwise diminishing other companies ability to compete. An expert was presented to testify on behalf of the witnesses on how the price fixing impacted the plaintiffs. The justices ruled 5 to 4 that the case could not be brought forth as the jury would need to hear from the plaintiffs and themselves on the negative impact they experienced as individuals. No easy task when the plaintiffs number in the millions! The ruling was based in part on the rejected class action suit of Wal-Mart vs. Dukes which had 1.5 million plaintiffs alleging that Wal-Mart unfairly discriminated against women in terms of wages and promotions. This case was rejected as the individual store managers are responsible for personnel decisions as opposed to Wal-Mart’s corporate office. In the past, many class action cases have been brough ...

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$860,000 Sought in Breach of Contact Case

A former Hallmark executive was sued by her former employer for revealing confidential information to a competitive company she subsequently went to work for. The former Hallmark executive had access to sensitive information such as financial information, business plans and goals, as well as marketing research during her 10 year tenure with the company. Her position was eliminated due to restructuring and the employee was asked to sign a separation agreement. The separation agreement stated that she could not work for a competitive greeting card or gift company for 18 months after her departure from Hallmark. Additionally, the employee agreed not to reveal any of the company’s confidential information or retain any related documents. In exchange, the employee received $735,000. The former Hallmark executive was retained for a consulting position four years later with Recycled Paper Greetings (RPG), a competitor of Hallmark. While consulting with the company in itself did not break the separation ...

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